From the beginning, our mission at Sana has been to make quality healthcare accessible, affordable, and understandable — and that includes access to gender-affirming care.
All Sana plans are self-insured, which means they are not subject to state insurance mandates. Because of this, our all-access network continues to offer access to the highest quality of care, including travel benefits, regardless of plan type or geographic location.
Transgender Sana members may seek all, none, or some of the following interventions to help affirm their own gender identity. Please note that a diagnosis of gender dysphoria and prior authorization are required.
Gender-affirming hormone therapy is the most common gender-affirming intervention. For PPO Plus Plans, generic hormone therapy is $10 per refill. Please see the SmithRx Formulary for specific pricing information by brand. Members of PPO Plus HSA (H and HD) plans will owe the full cost prior to meeting their deductible and can reach out to SmithRx for an estimate of their pre-deductible drug costs.
Specific surgical care coverage is defined by your plan. In general, Sana plans cover 70-100% of the following gender-affirming surgeries post-deductible:
- Augmentation mammoplasty
- Facial feminization procedures
- Feminizing vaginoplasty
- Masculinizing chest surgery ("top" surgery)
- Masculinizing phalloplasty / scrotoplasty
- Metoidioplasty (clitoral release/enlargement, may include urethral lengthening)
- Reduction thyrochondroplasty (tracheal cartilage shave)
- Voice surgery
Important: Benefits and coverage are defined by your Summary Plan Description (SPD). In case of a conflict, your SPD supersedes all summaries of coverage.
Have additional questions for Sana? You can reach us quickly via chat at sanabenefits.com/chat Monday through Friday, 7 AM–7 PM CST, or at firstname.lastname@example.org or (833) 726-2123.