1. Sana Benefits
  2. Employers & Admins
  3. Benefits Overview

Sana Health Plans

Sana’s Self-Funded Plans: Comprehensive Coverage, Lower Costs

Sana’s self-funded health plans provide the same robust coverage as traditional fully-funded plans while helping both employers and employees save on healthcare costs. But we don’t stop there. With Sana, members receive:

✅ Unlimited access to Sana Care for eligible members
✅ Fully covered care through modern, world-class partners and programs nationwide
✅ Extensive provider access via the HealthSmart Physician & Ancillary network (1.2 million providers) and the HealthSmart Preferred PPO network (1.8 million providers, including hospitals and facilities)

 

Concierge Support for Every Step with Sana Care

Sana Care is our primary care and care navigation service, designed to support your employees at every step of their healthcare journey. Our dedicated team of doctors, nurse practitioners, and care navigators provides:

  • Virtual Primary Care – Convenient, high-quality care from anywhere
  • Expert Guidance on Provider Referrals – Helping members find the best providers
  • Chronic Condition Management – Ongoing support for long-term health needs
  • Prescription Refills – Easy access to necessary medications
  • And More – Personalized care tailored to each member’s needs

👉 Learn More: Visit our Sana Care informational page to explore care options and share them with your team.

 

Plan Options for Every Need

Sana offers a variety of plan designs to fit different budgets and preferences—from low-cost, high-deductible options to comprehensive plans with lower deductibles.

PPO Plus Plans:

  • Superior (S Plans): 10% coinsurance after deductible
  • Premium (P Plans): 20% coinsurance after deductible
  • Essential (E Plans): 30% coinsurance after deductible
  • Basic (B Plans): 40% coinsurance after deductible
  • Core (C Plans): 50% coinsurance after deductible

PPO Plus HSA Plans (H Plans):

  • High-Deductible Health Plans: $0 coinsurance after deductible

Sana First Health Plan (SFHP):

Sana First Health Plan (SFHP) is an additional health plan option that emphasizes coordinated care and provider guidance to help members navigate their healthcare needs.

SFHP includes:

  • Provider Guidance: Helping members identify providers and facilities that align with their plan's benefits.
  • Care Navigation: Support with finding care and understanding available healthcare options.
  • Plan-Specific Benefits: Coverage, costs, and prior authorization requirements may differ from PPO Plus and PPO Plus HSA plans.

Members enrolled in SFHP should review their Summary Plan Description (SPD) under Documents in their Sana account for specific coverage details.

Prescription Coverage:

All plans allow members to fill prescriptions at major retail pharmacies nationwide through SmithRx.

 

Have questions? We’ve got you covered

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